Phillip Securities Group has always committed to provide customers diversified services. Its subsidiary, Phillip Finance (HK), now offers customers a first property mortgage , second property mortgage and policy financing service. It is easy to apply, promptly approved, and personalized interest rates and loans are available. No interest would be charged before the date of drawdown of credit line.

Tier-based Interest for First Mortgage on Residential Property

The interest rate is now calculated in proportion to the loan-to-value (LTV) ratio of the mortgage loan! The lower the LTV ratio, the lower interest rate.

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